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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MUTUAL OF AMERICA Service code 12 · EIN 13-1614399 | Participant loan processing; Recordke... | $3,438 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,249 | $47,180-55.0% | $149,723-85.8% | $74,473-71.5% |
| Participation rate | 47.0% | 63.4%-16.4pp | 78.8%-31.8pp | 70.7%-23.8pp |
| Annual return | 11.72% | 22.75%-11.0pp | 134.50%-122.8pp | 34.36%-22.6pp |
| Employer contribution / active EE | $234 | $1,907-87.7% | $4,821-95.1% | $2,638-91.1% |
| Participant deferral / active EE | $1,535 | $2,730-43.8% | $5,682-73.0% | $4,530-66.1% |
| Admin fee / account holder | $4 | $343-98.8% | $13,215-100.0% | $347-98.8% |