Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK LIFE INS CO OF NY Service code 15 · EIN 13-3646501 | Recordkeeping | $1,513 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,659 | $61,391-19.1% | $149,723-66.8% | $71,529-30.6% |
| Participation rate | 56.3% | 62.5%-6.3pp | 78.8%-22.5pp | 67.9%-11.7pp |
| Annual return | 17.76% | 35.88%-18.1pp | 134.50%-116.7pp | 28.97%-11.2pp |
| Employer contribution / active EE | $1,618 | $2,384-32.1% | $4,821-66.4% | $2,590-37.5% |
| Participant deferral / active EE | $1,366 | $2,921-53.2% | $5,682-76.0% | $4,291-68.2% |
| Admin fee / account holder | $342 | $1,264-72.9% | $13,215-97.4% | $1,588-78.5% |