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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,795 | $144,130-46.7% | $117,861-34.8% | $147,586-48.0% |
| Participation rate | 73.7% | 83.4%-9.7pp | 79.7%-6.0pp | 82.8%-9.1pp |
| Annual return | 13.26% | 531.20%-517.9pp | 335.11%-321.8pp | 578.59%-565.3pp |
| Employer contribution / active EE | $1,298 | $4,897-73.5% | $3,786-65.7% | $4,876-73.4% |
| Participant deferral / active EE | $5,376 | $5,316+1.1% | $4,482+20.0% | $5,439-1.1% |
| Admin fee / account holder | $1,039 | $10,887-90.5% | $8,021-87.0% | $10,886-90.5% |