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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,283 | $166,268-45.1% | $165,100-44.7% | $145,897-37.4% |
| Participation rate | 86.7% | 82.0%+4.6pp | 78.6%+8.0pp | 80.3%+6.4pp |
| Annual return | 8.26% | 100.52%-92.3pp | 70.21%-61.9pp | 552.29%-544.0pp |
| Employer contribution / active EE | $2,050 | $5,284-61.2% | $4,348-52.9% | $4,663-56.0% |
| Participant deferral / active EE | $11,871 | $6,964+70.4% | $6,035+96.7% | $6,689+77.5% |
| Admin fee / account holder | $4,206 | $16,659-74.8% | $12,696-66.9% | $13,390-68.6% |