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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,093 | $165,381+26.4% | $149,730+39.6% | $158,966+31.5% |
| Participation rate | 68.2% | 84.6%-16.4pp | 82.5%-14.3pp | 82.0%-13.8pp |
| Annual return | 8.42% | 348.29%-339.9pp | 276.70%-268.3pp | 302.95%-294.5pp |
| Employer contribution / active EE | $0 | $5,104-100.0% | $4,645-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $2,492 | $7,182-65.3% | $6,843-63.6% | $5,983-58.3% |
| Admin fee / account holder | $7,701 | $10,809-28.8% | $9,310-17.3% | $11,250-31.5% |