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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,128 | $211,224-81.5% | $178,505-78.1% | $145,897-73.2% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 6.05% | 30.28%-24.2pp | 27.16%-21.1pp | 552.29%-546.2pp |
| Employer contribution / active EE | $2,460 | $4,577-46.2% | $3,955-37.8% | $4,663-47.2% |
| Participant deferral / active EE | $5,582 | $6,966-19.9% | $6,280-11.1% | $6,689-16.6% |
| Admin fee / account holder | $108,934 | $12,109+799.6% | $10,428+944.6% | $13,390+713.5% |