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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,128 | $210,698-81.4% | $178,014-78.0% | $145,959-73.2% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 6.05% | 386.27%-380.2pp | 294.80%-288.8pp | 561.95%-555.9pp |
| Employer contribution / active EE | $2,460 | $4,567-46.1% | $3,950-37.7% | $4,661-47.2% |
| Participant deferral / active EE | $5,582 | $6,958-19.8% | $6,276-11.1% | $6,689-16.5% |
| Admin fee / account holder | $108,934 | $12,016+806.6% | $10,362+951.3% | $13,398+713.1% |