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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,570 | $85,171-73.5% | $172,753-86.9% | $72,976-69.1% |
| Participation rate | 69.2% | 70.1%-0.8pp | 82.6%-13.4pp | 69.5%-0.3pp |
| Annual return | 24.44% | 27.32%-2.9pp | 803.00%-778.6pp | 81.02%-56.6pp |
| Employer contribution / active EE | $1,479 | $3,324-55.5% | $5,144-71.2% | $2,440-39.4% |
| Participant deferral / active EE | $3,673 | $3,260+12.7% | $5,198-29.3% | $3,608+1.8% |
| Admin fee / account holder | $1,541 | $5,880-73.8% | $13,956-89.0% | $5,124-69.9% |