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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $320,725 | $81,504+293.5% | $102,437+213.1% | $80,959+296.2% |
| Participation rate | 97.5% | 66.9%+30.6pp | 74.5%+23.0pp | 67.7%+29.8pp |
| Annual return | 7.60% | 25.60%-18.0pp | 24.95%-17.4pp | 35.67%-28.1pp |
| Employer contribution / active EE | $50 | $3,104-98.4% | $3,871-98.7% | $2,757-98.2% |
| Participant deferral / active EE | $5,419 | $3,871+40.0% | $5,060+7.1% | $4,300+26.0% |
| Admin fee / account holder | $38,490 | $6,719+472.8% | $8,388+358.9% | $6,925+455.8% |