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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,863 | $133,998-88.9% | $112,263-86.8% | $134,545-89.0% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -29.83% | 47.17%-77.0pp | 27.49%-57.3pp | 418.37%-448.2pp |
| Employer contribution / active EE | $2,970 | $4,040-26.5% | $3,636-18.3% | $4,742-37.4% |
| Participant deferral / active EE | $7,060 | $5,292+33.4% | $4,729+49.3% | $6,401+10.3% |
| Admin fee / account holder | $1,812 | $7,493-75.8% | $6,410-71.7% | $11,431-84.1% |