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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,672 | $157,304+18.0% | $141,197+31.5% | $152,909+21.4% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 23.96% | 64.34%-40.4pp | 71.41%-47.4pp | 345.46%-321.5pp |
| Employer contribution / active EE | $2,000 | $5,263-62.0% | $4,736-57.8% | $4,764-58.0% |
| Participant deferral / active EE | $5,830 | $7,111-18.0% | $6,710-13.1% | $5,851-0.4% |
| Admin fee / account holder | $1,725 | $12,126-85.8% | $10,265-83.2% | $11,601-85.1% |