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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $388,840 | $209,422+85.7% | $178,503+117.8% | $158,982+144.6% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 15.31% | 188.81%-173.5pp | 151.12%-135.8pp | 302.99%-287.7pp |
| Employer contribution / active EE | $4,711 | $5,707-17.5% | $5,011-6.0% | $4,763-1.1% |
| Participant deferral / active EE | $6,096 | $5,955+2.4% | $5,202+17.2% | $5,983+1.9% |
| Admin fee / account holder | $926 | $17,079-94.6% | $13,987-93.4% | $11,252-91.8% |