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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,393,641 | $227,291+513.2% | $214,702+549.1% | $155,188+798.0% |
| Participation rate | 100.0% | 88.0%+12.0pp | 87.5%+12.5pp | 80.8%+19.2pp |
| Annual return | 7.28% | 60.08%-52.8pp | 54.55%-47.3pp | 148.84%-141.6pp |
| Employer contribution / active EE | $21,700 | $6,772+220.5% | $6,461+235.9% | $4,248+410.9% |
| Participant deferral / active EE | $21,917 | $9,582+128.7% | $9,147+139.6% | $6,531+235.6% |
| Admin fee / account holder | $5,375 | $20,413-73.7% | $19,830-72.9% | $14,480-62.9% |