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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,315 | $86,701+187.6% | $73,309+240.1% | $125,389+98.8% |
| Participation rate | 100.0% | 78.6%+21.4pp | 74.9%+25.1pp | 83.2%+16.8pp |
| Annual return | -0.01% | 2.78%-2.8pp | 5.67%-5.7pp | 282.24%-282.2pp |
| Employer contribution / active EE | $9,905 | $4,152+138.5% | $3,237+206.0% | $4,866+103.5% |
| Participant deferral / active EE | $9,518 | $5,549+71.5% | $4,991+90.7% | $5,352+77.9% |
| Admin fee / account holder | $46,119 | $7,768+493.7% | $5,635+718.5% | $9,541+383.4% |