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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,382 | $50,947+120.6% | $74,551+50.7% | $64,173+75.1% |
| Participation rate | 9.3% | 61.1%-51.8pp | 69.1%-59.9pp | 69.6%-60.3pp |
| Annual return | -8.20% | -1.85%-6.3pp | 32.53%-40.7pp | 7.63%-15.8pp |
| Employer contribution / active EE | $457 | $1,115-59.0% | $1,961-76.7% | $2,381-80.8% |
| Participant deferral / active EE | $1,320 | $2,302-42.6% | $3,108-57.5% | $3,470-61.9% |
| Admin fee / account holder | $69 | $4,221-98.4% | $5,059-98.6% | $4,887-98.6% |