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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,834 | $102,429+162.5% | $147,096+82.8% | $80,925+232.2% |
| Participation rate | 96.5% | 75.9%+20.6pp | 82.2%+14.3pp | 67.7%+28.8pp |
| Annual return | 12.82% | 135.02%-122.2pp | 419.75%-406.9pp | 35.65%-22.8pp |
| Employer contribution / active EE | $7,023 | $3,716+89.0% | $4,936+42.3% | $2,756+154.8% |
| Participant deferral / active EE | $9,631 | $6,649+44.9% | $8,071+19.3% | $4,299+124.1% |
| Admin fee / account holder | $20,673 | $7,957+159.8% | $13,005+59.0% | $6,940+197.9% |