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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,689 | $114,712+99.4% | $173,730+31.6% | $87,485+161.4% |
| Participation rate | 100.0% | 73.0%+27.0pp | 79.6%+20.4pp | 68.9%+31.1pp |
| Annual return | 11.79% | 20.18%-8.4pp | 19.96%-8.2pp | 26.06%-14.3pp |
| Employer contribution / active EE | $8,730 | $2,904+200.6% | $4,577+90.7% | $2,596+236.3% |
| Participant deferral / active EE | $15,571 | $4,642+235.5% | $6,326+146.1% | $4,274+264.4% |
| Admin fee / account holder | $31,030 | $10,210+203.9% | $17,523+77.1% | $7,775+299.1% |