Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,096,026 | $175,269+1095.9% | $149,740+1299.8% | $139,500+1402.5% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 1.42% | 166.87%-165.5pp | 134.51%-133.1pp | 373.99%-372.6pp |
| Employer contribution / active EE | $22,230 | $5,478+305.8% | $4,821+361.1% | $4,755+367.5% |
| Participant deferral / active EE | $0 | $6,522-100.0% | $5,683-100.0% | $6,713-100.0% |
| Admin fee / account holder | $106,485 | $16,167+558.7% | $13,222+705.3% | $11,410+833.2% |