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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,024 | $101,618-2.6% | $93,063+6.4% | $137,256-27.9% |
| Participation rate | 100.0% | 74.9%+25.1pp | 72.1%+27.9pp | 80.0%+20.0pp |
| Annual return | 5.17% | 223.95%-218.8pp | 34.15%-29.0pp | 220.34%-215.2pp |
| Employer contribution / active EE | $6,902 | $2,707+154.9% | $2,476+178.7% | $4,156+66.1% |
| Participant deferral / active EE | $4,664 | $4,279+9.0% | $3,958+17.8% | $6,407-27.2% |
| Admin fee / account holder | $1,144 | $6,198-81.5% | $6,033-81.0% | $12,270-90.7% |