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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $366,206 | $125,778+191.2% | $114,563+219.7% | $154,746+136.7% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.9%+27.1pp | 80.7%+19.3pp |
| Annual return | 5.17% | 295.14%-290.0pp | 241.09%-235.9pp | 172.34%-167.2pp |
| Employer contribution / active EE | $8,057 | $2,806+187.1% | $2,592+210.8% | $4,379+84.0% |
| Participant deferral / active EE | $5,551 | $4,445+24.9% | $4,142+34.0% | $6,730-17.5% |
| Admin fee / account holder | $4,485 | $8,190-45.2% | $7,623-41.2% | $14,365-68.8% |