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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $366,206 | $101,618+260.4% | $93,063+293.5% | $137,256+166.8% |
| Participation rate | 100.0% | 74.9%+25.1pp | 72.1%+27.9pp | 80.0%+20.0pp |
| Annual return | 5.17% | 223.95%-218.8pp | 34.15%-29.0pp | 220.34%-215.2pp |
| Employer contribution / active EE | $8,057 | $2,707+197.6% | $2,476+225.4% | $4,156+93.9% |
| Participant deferral / active EE | $5,551 | $4,279+29.7% | $3,958+40.2% | $6,407-13.4% |
| Admin fee / account holder | $4,485 | $6,198-27.6% | $6,033-25.7% | $12,270-63.4% |