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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,358 | $104,544-77.7% | $76,657-69.5% | $152,897-84.7% |
| Participation rate | 80.0% | 76.6%+3.4pp | 72.1%+7.9pp | 82.5%-2.5pp |
| Annual return | 21.72% | 1014.36%-992.6pp | 1166.74%-1145.0pp | 345.43%-323.7pp |
| Employer contribution / active EE | $0 | $3,118-100.0% | $2,303-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $5,865 | $4,236+38.5% | $3,335+75.8% | $5,851+0.2% |
| Admin fee / account holder | $7,392 | $12,286-39.8% | $6,423+15.1% | $11,599-36.3% |