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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,590 | $102,429+28.5% | $147,096-10.5% | $80,925+62.6% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 11.43% | 135.02%-123.6pp | 419.75%-408.3pp | 35.65%-24.2pp |
| Employer contribution / active EE | $7,228 | $3,716+94.5% | $4,936+46.4% | $2,756+162.3% |
| Participant deferral / active EE | $7,157 | $6,649+7.6% | $8,071-11.3% | $4,299+66.5% |
| Admin fee / account holder | $2,230 | $7,957-72.0% | $13,005-82.9% | $6,940-67.9% |