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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,594 | $102,696+22.3% | $86,235+45.6% | $139,487-10.0% |
| Participation rate | 58.3% | 74.5%-16.2pp | 69.0%-10.6pp | 80.3%-22.0pp |
| Annual return | 16.86% | 1925.91%-1909.0pp | 1170.03%-1153.2pp | 373.84%-357.0pp |
| Employer contribution / active EE | $1,779 | $3,034-41.4% | $2,381-25.3% | $4,755-62.6% |
| Participant deferral / active EE | $8,120 | $4,679+73.5% | $3,987+103.7% | $6,713+21.0% |
| Admin fee / account holder | $3,196 | $8,667-63.1% | $6,856-53.4% | $11,407-72.0% |