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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $318,255 | $145,431+118.8% | $211,142+50.7% | $87,485+263.8% |
| Participation rate | 100.0% | 84.7%+15.3pp | 87.3%+12.7pp | 68.9%+31.1pp |
| Annual return | 18.92% | 27.21%-8.3pp | 46.84%-27.9pp | 26.06%-7.1pp |
| Employer contribution / active EE | $20,536 | $4,662+340.5% | $6,442+218.8% | $2,596+691.0% |
| Participant deferral / active EE | $16,775 | $6,859+144.6% | $9,284+80.7% | $4,274+292.5% |
| Admin fee / account holder | $6,345 | $17,052-62.8% | $19,076-66.7% | $7,775-18.4% |