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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $318,255 | $146,267+117.6% | $197,124+61.4% | $82,448+286.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 86.7%+13.3pp | 68.1%+31.9pp |
| Annual return | 18.92% | 29.61%-10.7pp | 44.34%-25.4pp | 41.64%-22.7pp |
| Employer contribution / active EE | $20,536 | $4,723+334.8% | $6,227+229.8% | $2,551+705.0% |
| Participant deferral / active EE | $16,775 | $7,035+138.5% | $9,135+83.6% | $4,139+305.3% |
| Admin fee / account holder | $6,345 | $14,422-56.0% | $16,298-61.1% | $7,234-12.3% |