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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $245,989 | $138,393+77.7% | $184,256+33.5% | $80,959+203.8% |
| Participation rate | 96.0% | 83.9%+12.1pp | 86.8%+9.2pp | 67.7%+28.3pp |
| Annual return | 7.76% | 20.01%-12.3pp | 28.85%-21.1pp | 35.67%-27.9pp |
| Employer contribution / active EE | $4,268 | $4,847-12.0% | $6,427-33.6% | $2,757+54.8% |
| Participant deferral / active EE | $13,511 | $7,076+90.9% | $9,133+47.9% | $4,300+214.2% |
| Admin fee / account holder | $152,383 | $10,489+1352.8% | $13,899+996.3% | $6,925+2100.4% |