Retirement plan

FC USA, INC. 401(K) PLAN

Name: FLIGHT CENTRE TRAVEL GROUP (USA) INC. - FC USA, INC. 401(K) PLAN (2018) Form 5500
Creator: FLIGHT CENTRE TRAVEL GROUP (USA) INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, FC USA, INC. 401(K) PLAN, FLIGHT CENTRE TRAVEL GROUP (USA) INC.

FLIGHT CENTRE TRAVEL GROUP (USA) INC.EIN 13-2635933Plan #002PY 2018

5 PARAGON DRIVE - MONTVALE, NJ 07645201-934-3500LinkedIn1001-5000 employeestelecommunications

Prospect flagsHigh retiree %Corrective distributions

How to read this page

Total assets (EOY)

$112M

-3.3% from 2017

Total participants

2,557

+4.2% from 2017

Average account balance

$50,742

-9.7% from 2017

Annual return

-4.12%

-27.84 pp from 2017

Benchmarks

See 136 peers

Peer group

Industry71 - Arts, Entertainment, and Recreation

Plan typeDefined contribution

Participants1,000-4,999

Cohort136 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$149.15M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$88K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

1,701

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

86.9%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$9.59M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$9K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+15.49%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$76

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
MERCER1 year Filed as: MERCER INVESTMENT MANAGEMENT INC. Service code 99 · EIN 30-0282430	Other Fees	$57,414
FLIGHT CENTRE TRAVEL GROUP (USA)INC2 years Service code 99 · EIN 13-2635933 5 PARAGON DRIVE, SUITE 200 · MONTVALE, NJ 07645	Other Fees	$20,000

Plan features & details

Pension benefit codes2E2F2G2J2K2T3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).
InformationalHigh retiree %
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.

Expense breakdown

Schedule H Part II

Admin total

$8K

$4 / participant

Contract admin$8K100.0%

% of EOY assets

0.007%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: SMOLIN, LUPIN & COMPANY
Auditor EIN: 222258733
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$50,742

$407,990-87.6%

$121,220-58.1%

$75,289-32.6%

Participation rate

80.6%

59.5%+21.1pp

71.8%+8.8pp

72.4%+8.2pp

Annual return

-4.12%

2.93%-7.0pp

16.94%-21.1pp

-0.04%-4.1pp

Employer contribution / active EE

$940

$1,846-49.1%

$4,023-76.6%

$2,405-60.9%

Participant deferral / active EE

$4,195

$2,201+90.7%

$3,345+25.4%

$3,739+12.2%

Admin fee / account holder

$455-99.2%

$5,021-99.9%

$102-96.5%

Provider

Service type

Compensation

MERCER1 year

Filed as: MERCER INVESTMENT MANAGEMENT INC.

Service code 99 · EIN 30-0282430

Other Fees

$57,414

FLIGHT CENTRE TRAVEL GROUP (USA)INC2 years

Service code 99 · EIN 13-2635933

5 PARAGON DRIVE, SUITE 200 · MONTVALE, NJ 07645

Other Fees

$20,000

FC USA, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

FC USA, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion