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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,475 | $149,679-93.7% | $117,039-91.9% | $147,586-93.6% |
| Participation rate | 100.0% | 83.5%+16.5pp | 77.2%+22.8pp | 82.8%+17.2pp |
| Annual return | 26.96% | 19.31%+7.6pp | 18.95%+8.0pp | 578.59%-551.6pp |
| Employer contribution / active EE | $1,727 | $4,937-65.0% | $3,785-54.4% | $4,876-64.6% |
| Participant deferral / active EE | $5,238 | $4,912+6.6% | $3,929+33.3% | $5,439-3.7% |
| Admin fee / account holder | $497 | $7,856-93.7% | $5,974-91.7% | $10,886-95.4% |