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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,165 | $106,280+60.1% | $96,538+76.3% | $139,487+22.0% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 15.56% | 38.48%-22.9pp | 35.74%-20.2pp | 373.84%-358.3pp |
| Employer contribution / active EE | $8,207 | $4,107+99.8% | $3,740+119.4% | $4,755+72.6% |
| Participant deferral / active EE | $3,751 | $5,457-31.3% | $4,880-23.1% | $6,713-44.1% |
| Admin fee / account holder | $9,601 | $7,888+21.7% | $6,737+42.5% | $11,407-15.8% |