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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $250,392 | $102,429+144.5% | $147,096+70.2% | $80,925+209.4% |
| Participation rate | 94.0% | 75.9%+18.1pp | 82.2%+11.8pp | 67.7%+26.3pp |
| Annual return | 12.61% | 135.02%-122.4pp | 419.75%-407.1pp | 35.65%-23.0pp |
| Employer contribution / active EE | $8,327 | $3,716+124.1% | $4,936+68.7% | $2,756+202.1% |
| Participant deferral / active EE | $8,715 | $6,649+31.1% | $8,071+8.0% | $4,299+102.7% |
| Admin fee / account holder | $18,331 | $7,957+130.4% | $13,005+41.0% | $6,940+164.1% |