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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $233,898 | $152,619+53.3% | $125,195+86.8% | $152,909+53.0% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 17.02% | 54.85%-37.8pp | 43.79%-26.8pp | 345.46%-328.4pp |
| Employer contribution / active EE | $4,464 | $4,947-9.8% | $3,866+15.5% | $4,764-6.3% |
| Participant deferral / active EE | $1,019 | $5,869-82.6% | $4,937-79.4% | $5,851-82.6% |
| Admin fee / account holder | $1,677 | $13,437-87.5% | $9,704-82.7% | $11,601-85.5% |