Filed October 12, 2023
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,168 | $57,330-14.2% | $86,656-43.3% | $75,177-34.6% |
| Participation rate | 69.8% | 63.2%+6.6pp | 71.7%-1.9pp | 67.2%+2.6pp |
| Annual return | 15.21% | 2675.40%-2660.2pp | 593.09%-577.9pp | 160.75%-145.5pp |
| Employer contribution / active EE | $0 | $2,316-100.0% | $3,025-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $3,043 | $3,320-8.3% | $4,439-31.4% | $4,126-26.2% |
| Admin fee / account holder | $2,217 | $4,115-46.1% | $5,619-60.5% | $5,651-60.8% |