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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,292 | $67,602-19.7% | $82,312-34.0% | $70,126-22.6% |
| Participation rate | 95.0% | 72.8%+22.2pp | 76.9%+18.1pp | 69.5%+25.5pp |
| Annual return | 19.34% | 21.57%-2.2pp | 25.88%-6.5pp | 73.15%-53.8pp |
| Employer contribution / active EE | $1,815 | $1,755+3.4% | $2,428-25.3% | $2,343-22.5% |
| Participant deferral / active EE | $3,141 | $2,987+5.2% | $3,706-15.2% | $3,332-5.7% |
| Admin fee / account holder | $3,550 | $4,512-21.3% | $5,608-36.7% | $4,645-23.6% |