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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $250,941 | $157,296+59.5% | $141,191+77.7% | $152,897+64.1% |
| Participation rate | 82.6% | 84.8%-2.2pp | 82.5%+0.1pp | 82.5%+0.2pp |
| Annual return | 21.92% | 64.34%-42.4pp | 71.41%-49.5pp | 345.43%-323.5pp |
| Employer contribution / active EE | $5,035 | $5,262-4.3% | $4,736+6.3% | $4,764+5.7% |
| Participant deferral / active EE | $10,047 | $7,111+41.3% | $6,710+49.7% | $5,851+71.7% |
| Admin fee / account holder | $1,259 | $12,125-89.6% | $10,264-87.7% | $11,599-89.1% |