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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,518 | $144,130-91.3% | $117,861-89.4% | $147,586-91.5% |
| Participation rate | 52.4% | 83.4%-31.0pp | 79.7%-27.3pp | 82.8%-30.4pp |
| Annual return | 32.35% | 531.20%-498.8pp | 335.11%-302.8pp | 578.59%-546.2pp |
| Employer contribution / active EE | $1,188 | $4,897-75.7% | $3,786-68.6% | $4,876-75.6% |
| Participant deferral / active EE | $3,102 | $5,316-41.7% | $4,482-30.8% | $5,439-43.0% |
| Admin fee / account holder | $0 | $10,887-100.0% | $8,021-100.0% | $10,886-100.0% |