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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,204 | $78,428-89.5% | $95,960-91.5% | $79,852-89.7% |
| Participation rate | 64.0% | 73.5%-9.5pp | 77.1%-13.1pp | 69.6%-5.6pp |
| Annual return | 24.60% | 19.37%+5.2pp | 91.63%-67.0pp | 31.72%-7.1pp |
| Employer contribution / active EE | $1,019 | $1,945-47.6% | $2,541-59.9% | $2,471-58.8% |
| Participant deferral / active EE | $1,821 | $3,440-47.1% | $4,167-56.3% | $3,740-51.3% |
| Admin fee / account holder | $233 | $5,622-95.8% | $6,797-96.6% | $5,306-95.6% |