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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,159 | $110,801-52.0% | $86,615-38.6% | $167,536-68.3% |
| Participation rate | 100.0% | 75.8%+24.2pp | 71.6%+28.4pp | 82.1%+17.9pp |
| Annual return | 12.01% | 116.96%-105.0pp | 63.51%-51.5pp | 478.82%-466.8pp |
| Employer contribution / active EE | $1,827 | $3,245-43.7% | $2,496-26.8% | $4,839-62.2% |
| Participant deferral / active EE | $5,747 | $4,547+26.4% | $3,699+55.4% | $6,342-9.4% |
| Admin fee / account holder | $1,290 | $8,417-84.7% | $5,830-77.9% | $12,315-89.5% |