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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,289 | $105,210+60.0% | $159,487+5.5% | $85,851+96.0% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.8%+17.2pp | 69.3%+30.7pp |
| Annual return | 10.78% | 45.08%-34.3pp | 263.71%-252.9pp | 318.63%-307.9pp |
| Employer contribution / active EE | $0 | $3,319-100.0% | $4,831-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $15,748 | $5,946+164.8% | $7,354+114.2% | $3,952+298.4% |
| Admin fee / account holder | $33,567 | $6,934+384.1% | $10,804+210.7% | $6,261+436.1% |