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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,760 | $96,691+42.5% | $86,656+59.0% | $139,487-1.2% |
| Participation rate | 57.1% | 74.4%-17.3pp | 71.7%-14.6pp | 80.3%-23.2pp |
| Annual return | 13.24% | 106.87%-93.6pp | 593.09%-579.9pp | 373.84%-360.6pp |
| Employer contribution / active EE | $966 | $3,267-70.4% | $3,025-68.1% | $4,755-79.7% |
| Participant deferral / active EE | $966 | $4,838-80.0% | $4,439-78.2% | $6,713-85.6% |
| Admin fee / account holder | $2,207 | $6,414-65.6% | $5,619-60.7% | $11,407-80.7% |