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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,781 | $95,979+162.3% | $74,551+237.7% | $135,380+86.0% |
| Participation rate | 71.4% | 75.7%-4.2pp | 69.1%+2.3pp | 82.6%-11.2pp |
| Annual return | -2.96% | 56.97%-59.9pp | 32.53%-35.5pp | 519.81%-522.8pp |
| Employer contribution / active EE | $1,884 | $2,716-30.7% | $1,961-3.9% | $4,779-60.6% |
| Participant deferral / active EE | $5,366 | $3,844+39.6% | $3,108+72.6% | $5,609-4.3% |
| Admin fee / account holder | $8,670 | $6,522+32.9% | $5,059+71.4% | $10,828-19.9% |