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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $625,888 | $160,028+291.1% | $147,080+325.5% | $145,884+329.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 11.38% | 98.60%-87.2pp | 420.17%-408.8pp | 551.85%-540.5pp |
| Employer contribution / active EE | $27,427 | $5,286+418.9% | $4,933+456.0% | $4,662+488.3% |
| Participant deferral / active EE | $92 | $8,422-98.9% | $8,066-98.9% | $6,690-98.6% |
| Admin fee / account holder | $78,344 | $15,030+421.3% | $12,989+503.2% | $13,392+485.0% |