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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,737 | $103,038+32.7% | $90,324+51.4% | $152,909-10.6% |
| Participation rate | 94.7% | 75.9%+18.9pp | 73.3%+21.5pp | 82.5%+12.3pp |
| Annual return | 18.06% | 95.25%-77.2pp | 78.15%-60.1pp | 345.46%-327.4pp |
| Employer contribution / active EE | $9,176 | $3,141+192.2% | $2,856+221.3% | $4,764+92.6% |
| Participant deferral / active EE | $6,141 | $4,282+43.4% | $3,885+58.0% | $5,851+4.9% |
| Admin fee / account holder | $39,647 | $6,177+541.8% | $5,356+640.3% | $11,601+241.8% |