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| Provider | Service type | Compensation |
|---|---|---|
MMA SECURITIES LLC8+ years Filed as: MARSH USA INC. Service code 49 · EIN 36-1436000 | Other Services | $136,828 |
STRATEGIC ADVISORS, INC.8+ years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $57,631 |
FIDUCIENT ADVISORS LLC2 years Filed as: FIDUCIENT ADVISORS Service code 27 · EIN 36-4001764 | Advisory (Plan) | $50,000 |
USI CONSULTING GROUP3 years Filed as: USI CONSULTING GROUP, INC. Service code 16 · EIN 06-1053228 | Consulting | $26,000 |
MARTIN FLEISHER, JD8+ years Service code 29 · EIN 20-0357886 | Legal | $18,700 |
Service code 37 · EIN 04-2647786 | Loan Processing | $9,784 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $518,760 | $95,438+443.6% | $135,998+281.4% | $74,478+596.5% |
| Participation rate | 97.0% | 78.2%+18.8pp | 81.9%+15.1pp | 70.7%+26.3pp |
| Annual return | -7.68% | 32.61%-40.3pp | 68.37%-76.0pp | 34.37%-42.0pp |
| Employer contribution / active EE | $11,269 | $3,878+190.6% | $4,860+131.9% | $2,637+327.4% |
| Participant deferral / active EE | $17,854 | $7,790+129.2% | $7,761+130.1% | $4,530+294.1% |
| Admin fee / account holder | $303 | $259+17.2% | $10,769-97.2% | $347-12.6% |