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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,004 | $79,449-22.0% | $189,597-67.3% | $85,851-27.8% |
| Participation rate | 77.6% | 66.0%+11.7pp | 78.4%-0.8pp | 69.3%+8.3pp |
| Annual return | 10.04% | 18.45%-8.4pp | 64.20%-54.2pp | 318.63%-308.6pp |
| Employer contribution / active EE | $1,688 | $2,081-18.9% | $4,412-61.7% | $2,565-34.2% |
| Participant deferral / active EE | $2,614 | $4,051-35.5% | $6,174-57.7% | $3,952-33.9% |
| Admin fee / account holder | $1,652 | $5,377-69.3% | $9,807-83.2% | $6,261-73.6% |