Retirement plan

INTERNATIONAL SCHOOLS SERVICES DEF CONTRIB PLAN EMPLOYEES

Name: INTERNATIONAL SCHOOLS SERVICES, INC. - INTERNATIONAL SCHOOLS SERVICES DEF CONTRIB PLAN EMPLOYEES (2016) Form 5500
Creator: INTERNATIONAL SCHOOLS SERVICES, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, INTERNATIONAL SCHOOLS SERVICES DEF CONTRIB PLAN EMPLOYEES, INTERNATIONAL SCHOOLS SERVICES, INC.

INTERNATIONAL SCHOOLS SERVICES, INC.dba ISSEIN 13-1926673Plan #001PY 2016

15 ROSZEL RD - PRINCETON, NJ 085406248609-452-0990iss.eduLinkedIn51-200 employeeseducation management

Other plans on this EIN

2 filings

#004Retirement-$2.3M assets #005Retirement-$1.3M assets

Prospect flagsHigh feesHigh assets / participant

How to read this page

Total assets (EOY)

$32.3M

+3.0% from 2015

Total participants

+14.6% from 2015

Average account balance

$343,178

-10.1% from 2015

Annual return

6.82%

+4.81 pp from 2015

Benchmarks

See 3,682 peers

Peer group

Industry61 - Educational Services

Plan typeDefined contribution

Participants25-99

Cohort3,682 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$39.06M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$395K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

167.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$792K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$13K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.41%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$28103

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2L2G2D3H

Plan features

2D
Offset plan
Plan benefits are subject to offset for retirement benefits provided in another plan or arrangement of the employer.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
InformationalHigh assets / participant
Assets per participant exceed $250,000 - top-decile high-value plan.

Expense breakdown

Schedule H Part II

Admin total

$1.8M

$29705 / participant

Other / not subdivided$2M100.0%

% of EOY assets

5.617%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$343,178

$39,132+777.0%

$57,196+500.0%

$62,881+445.8%

Participation rate

100.0%

70.5%+29.5pp

75.3%+24.7pp

69.3%+30.7pp

Annual return

6.82%

9.24%-2.4pp

14.59%-7.8pp

20.14%-13.3pp

Employer contribution / active EE

$10,278

$1,874+448.5%

$2,683+283.1%

$2,281+350.6%

Participant deferral / active EE

$2,374-100.0%

$3,096-100.0%

$3,203-100.0%

Admin fee / account holder

$19,277

$2,594+643.1%

$3,141+513.8%

$4,296+348.7%

INTERNATIONAL SCHOOLS SERVICES DEF CONTRIB PLAN EMPLOYEES

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

INTERNATIONAL SCHOOLS SERVICES DEF CONTRIB PLAN EMPLOYEES

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion