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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,666 | $67,606-39.8% | $82,313-50.6% | $70,124-42.0% |
| Participation rate | 73.5% | 72.8%+0.7pp | 76.9%-3.4pp | 69.5%+4.0pp |
| Annual return | 10.36% | 21.57%-11.2pp | 25.88%-15.5pp | 73.14%-62.8pp |
| Employer contribution / active EE | $485 | $1,755-72.4% | $2,428-80.0% | $2,342-79.3% |
| Participant deferral / active EE | $1,491 | $2,987-50.1% | $3,706-59.8% | $3,332-55.2% |
| Admin fee / account holder | $5,035 | $4,512+11.6% | $5,608-10.2% | $4,645+8.4% |