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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,475 | $69,708+105.8% | $67,560+112.4% | $74,478+92.6% |
| Participation rate | 43.7% | 71.4%-27.7pp | 72.9%-29.2pp | 67.2%-23.5pp |
| Annual return | 13.54% | -40.67%+54.2pp | 3533.50%-3520.0pp | 1370.56%-1357.0pp |
| Employer contribution / active EE | $3,377 | $2,715+24.4% | $2,737+23.4% | $2,626+28.6% |
| Participant deferral / active EE | $2,130 | $3,637-41.4% | $4,004-46.8% | $4,350-51.0% |
| Admin fee / account holder | $2,211 | $887+149.2% | $3,994-44.6% | $1,946+13.6% |