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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,475 | $69,774+105.6% | $67,561+112.4% | $74,429+92.8% |
| Participation rate | 43.7% | 71.4%-27.7pp | 72.9%-29.2pp | 67.2%-23.5pp |
| Annual return | 13.54% | -40.53%+54.1pp | 3525.44%-3511.9pp | 1368.38%-1354.8pp |
| Employer contribution / active EE | $3,377 | $2,710+24.6% | $2,735+23.5% | $2,625+28.7% |
| Participant deferral / active EE | $2,130 | $3,636-41.4% | $4,003-46.8% | $4,348-51.0% |
| Admin fee / account holder | $2,211 | $890+148.5% | $4,006-44.8% | $1,944+13.7% |