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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,475 | $69,745+105.7% | $67,511+112.5% | $74,546+92.5% |
| Participation rate | 43.7% | 71.3%-27.7pp | 72.9%-29.2pp | 67.2%-23.5pp |
| Annual return | 13.54% | -40.37%+53.9pp | 3517.41%-3503.9pp | 1366.03%-1352.5pp |
| Employer contribution / active EE | $3,377 | $2,705+24.8% | $2,733+23.6% | $2,624+28.7% |
| Participant deferral / active EE | $2,130 | $3,636-41.4% | $4,000-46.7% | $4,347-51.0% |
| Admin fee / account holder | $2,211 | $894+147.3% | $3,999-44.7% | $1,944+13.7% |