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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $380,724 | $78,682+383.9% | $109,188+248.7% | $85,851+343.5% |
| Participation rate | 100.0% | 68.3%+31.7pp | 75.9%+24.1pp | 69.3%+30.7pp |
| Annual return | 13.65% | 25.09%-11.4pp | 25.76%-12.1pp | 318.63%-305.0pp |
| Employer contribution / active EE | $7,393 | $2,734+170.4% | $3,723+98.6% | $2,565+188.2% |
| Participant deferral / active EE | $10,364 | $3,468+198.9% | $4,654+122.7% | $3,952+162.2% |
| Admin fee / account holder | $15,814 | $5,470+189.1% | $6,755+134.1% | $6,261+152.6% |