Retirement plan

RUDER-FINN, INC. PROFIT SHARING SALARY REDUCTION PLAN

Name: RUDER-FINN, INC. - RUDER-FINN, INC. PROFIT SHARING SALARY REDUCTION PLAN (2022) Form 5500
Creator: RUDER-FINN, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, RUDER-FINN, INC. PROFIT SHARING SALARY REDUCTION PLAN, RUDER-FINN, INC.

RUDER-FINN, INC.EIN 13-1815833Plan #004PY 2022

425 EAST 53RD STREET - NEW YORK, NY 10022646-757-6137ruderfinn.comLinkedIn501-1000 employeespublic relations and communications

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$26.9M

+3.5% from 2021

Total participants

446

+28.2% from 2021

Average account balance

$61,926

-20.9% from 2021

Annual return

-4.62%

-22.05 pp from 2021

Benchmarks

See 3,158 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants250-999

Cohort3,158 peers

Snapshot2022

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$42.52M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$101K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

423

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

87.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$3.94M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$15K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+18.78%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$152

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
RAICH ENDE MALTER & CO. LLP1 year Filed as: RAICH ENDE MALTER & CO LLP Service code 10 · EIN 11-2336434	Accounting	$27,000
EISNERAMPER LLP1 year Service code 10 · EIN 87-1363769	Accounting	$22,050
FIDELITY INVESTMENTS INSTITUTIONAL8+ years Service code 37 · EIN 04-2647786	Loan Processing	$18,291
STRATEGIC ADVISORS, INC.1 year Service code 27 · EIN 04-2654524	Advisory (Plan)	$6,763

Plan features & details

Pension benefit codes2E2F2G2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$74K

$271 / participant

Investment mgmt$7K9.1%
Other / not subdivided$67K90.9%

% of EOY assets

0.276%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: EISNERAMPER LLP
Auditor EIN: 871363769
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$61,926

$82,188-24.7%

$125,391-50.6%

$64,824-4.5%

Participation rate

95.6%

77.9%+17.7pp

82.4%+13.2pp

71.5%+24.1pp

Annual return

-4.62%

3.50%-8.1pp

572.41%-577.0pp

32.84%-37.5pp

Employer contribution / active EE

$3,521

$3,617-2.7%

$4,816-26.9%

$2,507+40.4%

Participant deferral / active EE

$9,297

$7,177+29.5%

$7,448+24.8%

$4,311+115.7%

Admin fee / account holder

$171

$163+4.6%

$10,009-98.3%

$188-9.1%

Provider

Service type

Compensation

RAICH ENDE MALTER & CO. LLP1 year

Filed as: RAICH ENDE MALTER & CO LLP

Service code 10 · EIN 11-2336434

Accounting

$27,000

EISNERAMPER LLP1 year

Service code 10 · EIN 87-1363769

Accounting

$22,050

FIDELITY INVESTMENTS INSTITUTIONAL8+ years

Service code 37 · EIN 04-2647786

Loan Processing

$18,291

STRATEGIC ADVISORS, INC.1 year

Service code 27 · EIN 04-2654524

Advisory (Plan)

$6,763

RUDER-FINN, INC. PROFIT SHARING SALARY REDUCTION PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

RUDER-FINN, INC. PROFIT SHARING SALARY REDUCTION PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion