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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,178 | $64,729+135.1% | $112,263+35.6% | $68,490+122.2% |
| Participation rate | 81.5% | 67.2%+14.3pp | 75.1%+6.4pp | 67.9%+13.6pp |
| Annual return | -19.91% | -11.40%-8.5pp | 27.49%-47.4pp | -7.85%-12.1pp |
| Employer contribution / active EE | $7,055 | $2,746+156.9% | $3,636+94.0% | $2,597+171.7% |
| Participant deferral / active EE | $6,189 | $3,566+73.6% | $4,729+30.9% | $4,028+53.7% |
| Admin fee / account holder | $6,448 | $5,222+23.5% | $6,410+0.6% | $5,403+19.3% |