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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,727 | $58,292+50.5% | $86,640+1.3% | $71,511+22.7% |
| Participation rate | 40.1% | 65.0%-24.9pp | 71.7%-31.6pp | 67.9%-27.8pp |
| Annual return | 18.38% | 21.63%-3.2pp | 592.52%-574.1pp | 28.86%-10.5pp |
| Employer contribution / active EE | $0 | $2,574-100.0% | $3,024-100.0% | $2,589-100.0% |
| Participant deferral / active EE | $4,235 | $3,438+23.2% | $4,438-4.6% | $4,291-1.3% |
| Admin fee / account holder | $14,049 | $1,057+1228.7% | $5,616+150.2% | $1,588+784.4% |