| Provider | Service type | Compensation |
|---|---|---|
Filed as: FIDELITY MANAGEMENT Service code 13 · EIN 04-6568107 | Contract Administrator | $110,027 |
STRATEGIC ADVISORS, INC.1 year Filed as: STRATEGIC ADVISORS INC Service code 27 · EIN 04-2654524 | Advisory (Plan) | $64,377 |
ALAN BILLER & ASSOCIATES1 year Service code 16 · EIN 94-2854958 | Consulting | $6,979 |
Participant contribution per participant is in the bottom quintile of the peer cohort.
Annual investment return is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,975 | $168,231+68.8% | $67,836+318.6% | $63,975+343.9% |
| Participation rate | 93.1% | 66.8%+26.3pp | 68.8%+24.3pp | 71.1%+22.0pp |
| Annual return | 5.52% | 11.76%-6.2pp | 138.49%-133.0pp | 48.65%-43.1pp |
| Employer contribution / active EE | $11,735 | $1,907+515.3% | $2,404+388.2% | $2,182+437.9% |
| Participant deferral / active EE | $190 | $2,827-93.3% | $3,160-94.0% | $3,356-94.4% |
| Admin fee / account holder | -$224 | $81-378.1% | $4,621-104.8% | $70-418.0% |